This is a very common way to promote offers. For example, you will often see a blog post with links to certain products or services. If the reader clicks through and makes a purchase, the blog owner will make a commission. These in-text links blend in with other content on your site and are a great way of promoting an offer within your content, without being over-the-top salesy with banners. 

Petra- your keyword phrase “Beach Decor” can expect to get 374 hits per day for the number 1 spot on Google, but there are 189,000 websites in competition with you (hard to get to #1). But you can get to #1 easier with the keyword phrase “Sea Decorations” and if at #1 you can expect 50 hits/day and only competing with 12,600 other websites. Also “Beach Party Decorations”, #1 Google spot can expect 40 hits/day and competes with 16.200 other websites.

John W. Newman is the founder of My Road to Financial Freedom.com and creator of The Residual Profit Secrets "Biz-In-A-Box" System. He is a lifestyle entrepreneur, investor, online business mentor, #1 Amazon best-selling author and proud family man! The aim of his business is to empower, inspire and equip people with the money management, mindset and strategies for success. His goal is to help people to create BOTH time and financial freedom, to escape their comfort zones, and live a balanced life with their health, wealth and relationships. He believes this can best be achieved by building a successful online business that will create both the cash flow and the lifestyle, so people can FINALLY live their dream life, WITHOUT the money worries! Join him on your OWN road to financial freedom!  
They are one of the biggest affiliate programs available. Shouldn’t it be possible for them to offer their affiliates to be paid via PayPal, or even offer international associates (and there are bound to be many of them!) to be paid via direct bank deposit? I am with other affiliate programs where this has never been a problem, why isn’t it available here?
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Always disclose your affiliate relationship. Most visitors will probably understand that graphic ad will lead to your getting paid, but if you write a review or use an in-text link as a recommendation, you want your readers to know that may lead to compensation as well. This ensures you retain transparency and trust with your readers, but also, it's required by the FTC's endorsement rules.
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